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Social Housing Annual Review 2019
Reports & Whitepapers

Social Housing Annual Review 2019

2019 has been a year of contrasts: A record period for housing association activity, with significant progress on development, supported by a substantial increase in funding despite the previous year’s large increases.

2020 is likely to see this change, following the election of a new Government with a large Parliamentary majority which is looking to deliver a strong domestic agenda:

  • Shifting resources from the South of England to the Midlands and the North,
  • Implementing new policies on the provision of housing.

Housing associations are in a strong position to respond to this after four years spent adjusting to the pressures created by rent reductions:

  • A greater focus on generating surpluses to support future activity
  • Increased levels of operational efficiency, creating enhanced value for money
  • A growing commitment to the development of social housing
  • Greater willingness to tackle the inefficiencies of legacy funding, and
  • A significant improvement in the cost and management of debt.

Lenders have responded to this by improving the terms and the volume of funding on offer; stimulated by:

  • Greater competition from new entrants to the sector, particularly from offshore lenders
  • Increased commitments to individual borrowers, and
  • Greater flexibility on the type and access of funding on offer.

In its review of the financial markets for housing associations in 2019, Chatham focuses on a number of developments which it believes will continue to support funding in 2020.

Please click on the button on the right to download the annual review. 

 

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